Credit Cards

[SportBike4Life]

I actually just received an automatic credit limit increase for my Chase Freedom card from 1,500 to 1,800. I did not get any notification -- I keep track of all of my credit limits so I know when (and how much) they change by. 

[jcstarkey8826]

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navigatethis12 wrote:

A lot of the automated increases reporting from Chase seem to be from people who have very low limits (below 2000). There have been people on here reporting an increase with a limit over 10000, but that seems more rare. A person claiming to be a Chase credit analyst on Fatwallet claimed that Chase's system looks at every account every six months and will give an increase if everything is good. I have never received an automated increase.

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I've also noticed increases on lower limits, which is why I aimed it towards the lower starter limits they gave some of us. I'm hoping they wont stick me with this low limit very long. I understand the need to start me out that way, but with me adding them to my banking relationship, pif multiple times per month using over 1k every month on a consistent basis, im hoping that helps. My score hasnt moved much since getting the card, but my usage has been just fine with the.m

[bs6054]

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navigatethis12 wrote:

A lot of the automated increases reporting from Chase seem to be from people who have very low limits (below 2000). There have been people on here reporting an increase with a limit over 10000, but that seems more rare. A person claiming to be a Chase credit analyst on Fatwallet claimed that Chase's system looks at every account every six months and will give an increase if everything is good. I have never received an automated increase.

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Same here, I got my Chase Amazon in 2004, and it is still at its original CL (23.5K).   I'm not sure I ever got an auto-CLI from ANY issuer with a card over 15K.

[jcstarkey8826]

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bs6054 wrote:

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navigatethis12 wrote:

A lot of the automated increases reporting from Chase seem to be from people who have very low limits (below 2000). There have been people on here reporting an increase with a limit over 10000, but that seems more rare. A person claiming to be a Chase credit analyst on Fatwallet claimed that Chase's system looks at every account every six months and will give an increase if everything is good. I have never received an automated increase.

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Same here, I got my Chase Amazon in 2004, and it is still at its original CL (23.5K).   I'm not sure I ever got an auto-CLI from ANY issuer with a card over 15K.

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heck if I was getting that kind of limit I wouldnt need an increase haha

$500 limit has been my highest limit and Ive had my charter one card for a year now, still no CLI on it, so Im hoping chase shows me some love so I can stop using charter one until they decide im worthy

[colindidit]

Ahh this thread is making me want a credit increase from chase...must...resist ...haven't gottencan auto CLI yet maybe once my debt gets paid off yell give me it

[mxp114]

I just logged in and noticed my JP Morgan Select got bumped, so I just moved that over to my CSP and left the $5k min on the Select. This was an auto which is unusual because I rarely use the Select.

[emptypockets]

I have a Chase Freedom and CSP opened in June/July 2012. The Freedom had a 8k limit when opened. I got an Auto CLI in November to 10.2k. I used the card regularly, and had a 1k bal from a 0% BT on the card at the time of the CLI. No increase so far on the CSP (15.7k limit).

[CreditScholar]

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navigatethis12 wrote:

A lot of the automated increases reporting from Chase seem to be from people who have very low limits (below 2000). There have been people on here reporting an increase with a limit over 10000, but that seems more rare. A person claiming to be a Chase credit analyst on Fatwallet claimed that Chase's system looks at every account every six months and will give an increase if everything is good. I have never received an automated increase.

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It happens at higher CLs too. I got an auto-CLI from 18k to 25k on my United card after only 3 months. I run about 10k per month through that, so I'm sure usage played a part.

[jcstarkey8826]

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CreditScholar wrote:

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navigatethis12 wrote:

A lot of the automated increases reporting from Chase seem to be from people who have very low limits (below 2000). There have been people on here reporting an increase with a limit over 10000, but that seems more rare. A person claiming to be a Chase credit analyst on Fatwallet claimed that Chase's system looks at every account every six months and will give an increase if everything is good. I have never received an automated increase.

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It happens at higher CLs too. I got an auto-CLI from 18k to 25k on my United card after only 3 months. I run about 10k per month through that, so I'm sure usage played a part.

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Im trying to put as much through it as possible to show them that I need the increase and spend to match it. Not much, 1k would be fine for now. I just pif last friday then charged $486 to it, had to wait three business days before I could make another payment, then pif, followed by $450 in charges that Im waiting again until thursday to pif and start the vicious cycle all over again lol

Im hoping when they see this in March it would make sense that I can handle the CLI and not only that, but It would really make things a lot easier for me.

[ObeyJohnny12]

I'm using my Freedom heavily and pif before the statement cuts but still no auto cli.

I took a hp on Nov, and raised it's limit by 2k. 

I'm hoping my heavy usage and pif on time helps me get the CSP in the future if i happen to recon for it if i'm not instantly approved.