ok I thought vantagecore is what it was called the first 3 scores are what transunions truecredit had listed for me. 3 weeks ago myfico had me at 690 and now I'm down to 672 after many apps/approvals. boa, chase, and discover were some of the first places I applied with when I started and they all turned me down for one old delinquency. My total utilization at the time was 12 percent.
