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Established Member
godsentdeath
Posts: 32
Registered: ‎07-31-2013
0

chase cli which bureau do they hard pull?

Title says it all. Does anyone know which bureau Chase HPs from when asking for a CLI? Thanks in advance.

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Bay_Area_Joe
Posts: 244
Registered: ‎10-05-2012
0

Re: chase cli which bureau do they hard pull?

Pretty much always Experian.

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Steelersboy
Posts: 343
Registered: ‎06-25-2013
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Re: chase cli which bureau do they hard pull?


Bay_Area_Joe wrote:

Pretty much always Experian.


glad to know this

 
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visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
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Re: chase cli which bureau do they hard pull?

Experian 100% for me.  

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shane82388
Posts: 979
Registered: ‎07-16-2010
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Re: chase cli which bureau do they hard pull?


visorboy1974 wrote:

Experian 100% for me.  


Ugh, it seems like everyone pulls Experian now a days...no way to space out inquiries to differnt reports.

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Valued Contributor
navigatethis12
Posts: 1,951
Registered: ‎01-24-2012
0

Re: chase cli which bureau do they hard pull?

When I use Maryland its Equifax and TransUnion for Michigan; it most likely differs depending on where you live.
Established Member
nash2vic
Posts: 23
Registered: ‎11-15-2012
0

Re: chase cli which bureau do they hard pull?

What about Illinois? Can they use the same hard pull for 2 cards?

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FinStar
Posts: 6,583
Registered: ‎10-21-2012
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Re: chase cli which bureau do they hard pull?


nash2vic wrote:
What about Illinois? Can they use the same hard pull for 2 cards?

They will not use the same HP for two separate products.  If your application elegibility is borderline, they may use 2 HPs with an alternate CR.

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FinStar
Posts: 6,583
Registered: ‎10-21-2012
0

Re: chase cli which bureau do they hard pull?


navigatethis12 wrote:
When I use Maryland its Equifax and TransUnion for Michigan; it most likely differs depending on where you live.

+1

 

It depends on geographical location.  EX appears to be used for the majority with TU as alternate.


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