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HI, Just got a letter from Chase that they are closing my card due ti in activity,
card has not been used for past 2 years and i have this card since 2007, my score is 803.
i,m going to give them a call to ask them keep it open,hope they do,in mean time it it right to apply for a new
card before i call them? i got pre qualified for chase unlimited freedom.
Thanks
the letter says even i do shoping with it they will close it by end of may which is the expire date anyway
should i just call them or apply for a new card or start shopping with it?
Let us know what they say and if they allow you to keep the card active. It is always good to keep the card that has history. Worst case it will remain on your report for 10 year after they close the account and will help your scores.
If they are letting you continue to use it for the next month, I'd think you stand a good chance at getting them to reverse this decision. I'd go put a few swipes on the card right away, then call CS a few days later and tell them you've found new use for the card and anticipate using it a lot going forward, so you'd really like them to keep the account open and send you a new card with a new expiration date. I think you may have success with this if you act quickly. Also if you get a "no" answer, I'd try back a couple of times and get a different CS rep. Also, if you are unsuccessful with the CS route you could send an email to the CEO which would probably prompt a call from the higher ups which could possibly give you the favorable result you are looking for if CS isn't able to. Good luck and as others have said, definitely report back what happens here!
Sure will let u all know how it will go.
I work for BP company and at the moment i work in Dubai, should i call them from here?i am afraid to call from here and
they close the account permanently, once when i called them when i was in Cuba that what they did, will they see that i,m calling
from Dubai,or should i wait till i get baxk to US?
Thanks
I'd call them right away. There should be a number that you can call collect from international locations.