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You do have many sizable balances. I would prepare an explanation for those balances before calling in.
The OP said his CSP was CLD'ed to $4.5K, does that mean it'll be downgraded to a regular CS?
@s_rob7488 wrote:Just signed into my chase account online...had 9k csp limit and 8k freedom limit and now both are at 4500????? what gives? I have a balance but I used freedom heavily on a vacation recently. Not sure what I can do to fix this, hopefully something.
How long have you had the Chase accounts? Looks like Chase is going to balance chase you.
@CashOnDelivery wrote:The OP said his CSP was CLD'ed to $4.5K, does that mean it'll be downgraded to a regular CS?
That was my first thought and that would be messed up.
@CashOnDelivery wrote:The OP said his CSP was CLD'ed to $4.5K, does that mean it'll be downgraded to a regular CS?
No. Why did you think that?
@HiLine wrote:
@CashOnDelivery wrote:The OP said his CSP was CLD'ed to $4.5K, does that mean it'll be downgraded to a regular CS?
No. Why did you think that?
Mimimum line for CSP is $5k and OP was CLD'ed to $4.5K. This is a unique situation and it also poses a good question regarding it.
@s_rob7488 wrote:
I did just call csp customer service number lady said I could call back Monday and see if they can reinstate the CL's. Should I look into BT to get balances to as few cards as possible?
yes... USAA, bank of America
@s_rob7488 wrote:
Csp since april 12 free since july 12 but was a swrr prior that was from april 12 also. Im in over my head. I was doing extremely well score wise and bal/util wise. Now, not so good. Need the cards paid off and to remain in the safe. I've been in this situation before and told myself I'd never go back. I guess plan is to start with smallest balance and pay off and progressively get to largest. Is it stupid to dip into my 401k for quick cash?
If I were you and this is just an attempt to help
Stop using your cards for now.
Weigh your options for BT's
Pay whatever you can off
I have to ask as to get myself and others the info to help you so please excuse my probing... Have you been moving the balances around via BT's?