Starting Score: 722
Their algorithms are pretty amazing. I was mugged a few years ago and before I could call to cancel my cards, they shut them down based on purchases made at a gas station late at night in the same city, but in a part of town I do not frequent. I've traveled overseas and spent much larger sums of money without having them flinch, but apparently they know I don't buy cheetos at 3:00 a.m. on the other side of the river.
Oh I remember once I went to Dallas Fort Worth airport on a layover, I bought some food, and 15 minutes later I got a call from a rep asking if it was me, cause they noticed a charge out of my area =)
It was nice cause I forgot to let them know I was going on an international flight, so they saved me a call and possible troubles if I got there and tried to use it first.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
