Yeah... You should pull your reports to see how that account is reporting. I had a closed accout with a balance when I got approved for Amex and pretty much all of my primes. The rate was 9.24% on an old Wamu account. I was in no hurry to pif as such.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k