im trying to get my score around 700,,but im currently at a 680 now.....me and my wife want this card for the cash back,etc...i was thinking of applying and using my wife as a co-applicant as well but she does have a 7 yr old bankruptcy on there..but her score is a little over 700.would it be better or would it be worse? i have some bad accts from the past and my wife just has the bankruptcy.we also pd off all our bills.thanks
