chase preapproval so they will troll me with offers?

[Creditaddict]

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@Anonymous wrote:

I have to wait till feb to app. 

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why they are offering you the card now.

[coldnmn]

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@Creditaddict wrote:

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@Anonymous wrote:

I have to wait till feb to app. 

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why they are offering you the card now.

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+1 Chase pre-approvals are rock solid!

[Anonymous]

I thought I had to wait 6months after my last spree. 

[Anonymous]

seeking too much credit at once. AAoA?

[Anonymous]

not big enough CL

[Creditaddict]

I personally rather not miss $150 worth of cash back for online shopping through Christmas with the Chase freedom versus waiting till next year for Tiny bit better AAoA

[Anonymous]

Will checking any of these pre qualifying websites like Chase do any damage? I know they are considered SP but they dont show up on your CR right? I am trying to build up to a Chase Freedom and was thinking if there is any reason not to just check these sites from time to time to see what offers you get. Thanks for the clarification.

[Anonymous]

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@Anonymous wrote:

Will checking any of these pre qualifying websites like Chase do any damage? I know they are considered SP but they dont show up on your CR right? I am trying to build up to a Chase Freedom and was thinking if there is any reason not to just check these sites from time to time to see what offers you get. Thanks for the clarification.

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No they do not impact your credit score.

[coldnmn]

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@Anonymous wrote:

Will checking any of these pre qualifying websites like Chase do any damage? I know they are considered SP but they dont show up on your CR right? I am trying to build up to a Chase Freedom and was thinking if there is any reason not to just check these sites from time to time to see what offers you get. Thanks for the clarification.

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It doesn't hurt just remember Chase is one of the few that are rock solid as far as getting approved after using the pre-qualify web site.

[Anonymous]

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@coldnmn wrote:

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@Anonymous wrote:

Will checking any of these pre qualifying websites like Chase do any damage? I know they are considered SP but they dont show up on your CR right? I am trying to build up to a Chase Freedom and was thinking if there is any reason not to just check these sites from time to time to see what offers you get. Thanks for the clarification.

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It doesn't hurt just remember Chase is one of the few that are rock solid as far as getting approved after using the pre-qualify web site.

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I always hear that about Chase. Any other lenders that have rock-solid pre-quals?