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Contributor
Posts: 133
Registered: ‎03-06-2012
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chase question

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card

Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: chase question

no they wont help at all 


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Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: chase question

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

 

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

 

They get money everytime they make you apply. .

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Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Re: chase question


umut wrote:

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card


Nope. Deposit account does not help getting a credit card.

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Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
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Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: chase question

+1

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Contributor
Posts: 133
Registered: ‎03-06-2012
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Re: chase question

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen

Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Re: chase question


umut wrote:

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen


You mean preapproval?

In My Wallet:
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Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: chase question

I think it helps. Definately helped me on recon.

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Regular Contributor
Posts: 198
Registered: ‎05-31-2011
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Re: chase question


CruzImperial wrote:

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

 

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

 

They get money everytime they make you apply. .


That is completely false, they do not receive money if you simply apply, you have to be approved and use the card. It helps if you have a certain balance in the accounts and in certain borderline cases being an existing Chase customer with deposit accounts will help, ut it's not like if you have a 580 credit score it will help out.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Moderator Emeritus
Posts: 10,918
Registered: ‎12-30-2011
0

Re: chase question

[ Edited ]

 

Chase and BOFA are both starting to reward customer loyalty, and that includes even basic checking accounts held for a while.  Both are reaching down further in the credit strata trying to attract more customers as well.

 

I'd plead for everyone on this forum to pay attention to trends, rather than simply quoting conventional wisdom that is so last decade.

 

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