Reply
Contributor
umut
Posts: 133
Registered: ‎03-06-2012
0

chase question

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card

Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: chase question

no they wont help at all 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: chase question

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

 

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

 

They get money everytime they make you apply. .

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Re: chase question


umut wrote:

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card


Nope. Deposit account does not help getting a credit card.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: chase question

+1

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Contributor
umut
Posts: 133
Registered: ‎03-06-2012
0

Re: chase question

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen

Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Re: chase question


umut wrote:

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen


You mean preapproval?

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: chase question

I think it helps. Definately helped me on recon.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
TM82
Posts: 198
Registered: ‎05-31-2011
0

Re: chase question


CruzImperial wrote:

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

 

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

 

They get money everytime they make you apply. .


That is completely false, they do not receive money if you simply apply, you have to be approved and use the card. It helps if you have a certain balance in the accounts and in certain borderline cases being an existing Chase customer with deposit accounts will help, ut it's not like if you have a 580 credit score it will help out.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Moderator
Revelate
Posts: 9,485
Registered: ‎12-30-2011
0

Re: chase question

[ Edited ]

 

Chase and BOFA are both starting to reward customer loyalty, and that includes even basic checking accounts held for a while.  Both are reaching down further in the credit strata trying to attract more customers as well.

 

I'd plead for everyone on this forum to pay attention to trends, rather than simply quoting conventional wisdom that is so last decade.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}