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chase really??

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Anonymous
Not applicable

Re: chase really??

Got the free fico from Amex . Chase didnt provide a FICO , but pulled experian.

Message 11 of 46
CS800
Super Contributor

Re: chase really??


@Anonymous wrote:

Got the free fico from Amex . Chase didnt provide a FICO , but pulled experian.


That a good EX score stud Smiley Happy




Message 12 of 46
radiomando
New Contributor

Re: chase really??

1/3 a year of revolving accounts,   1 year on old installment...im a new noob

Message 13 of 46
drkaje
Senior Contributor

Re: chase really??

$400? I guess it's still a foot in the door with Chase.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 14 of 46
CS800
Super Contributor

Re: chase really??

Is Chase stingy with CLI's?




Message 15 of 46
Walt_K
Senior Contributor

Re: chase really??


@Anonymous wrote:

My DW has perfect credit history, she has a citi forward $4000 amex blue $2000 AAOA 5.6 years thanks to some accounts reporting as AU.

 

She applied for chase slate and amex delta both instant approvals.

 

amex dont know the CL yet

 

chase slate $400 REALLY chase. thinking of cancelling the card.

 

Experian pulled for both card and fico score of $715

 


Maybe they discounted the AU accounts?  Could it be an income issue?

 

ETA:  Also, what is utilization like?  715 is a good score, but with perfect credit history and AAoA 5.6 years, I would think it would be higher.  Maybe if you had balances reporting at time of app, that explains some of it.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 16 of 46
Anonymous
Not applicable

Re: chase really??

She was at a 11% utilisation. Definetly going to recon or show the exit door to chase.

I am sure they come around her begging her for ther business at some point.

Message 17 of 46
TheBronxBomber
Regular Contributor

Re: chase really??


@Anonymous wrote:

My DW has perfect credit history, she has a citi forward $4000 amex blue $2000 AAOA 5.6 years thanks to some accounts reporting as AU.

 

She applied for chase slate and amex delta both instant approvals.

 

amex dont know the CL yet

 

chase slate $400 REALLY chase. thinking of cancelling the card.

 

Experian pulled for both card and fico score of $715

 


I'm offended for you!!!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 18 of 46
CS800
Super Contributor

Re: chase really??

Although it's a foot in the door with Chase, I think even GE would give you $1000 for a WM card with your credit.




Message 19 of 46
dharalex
Established Contributor

Re: chase really??

In 2006, I applied for a Discover which I got with a $5000 CL and Chase which I got with a $300 cl! Now I have 4 other prime cards from $7900-20,000 CL, but I still have that cute Chase card. I haven't used it in years...they won't cancel it. And I won't use it. I guess I don't pose much of a risk...


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Message 20 of 46
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