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New Member
Vanessakk
Posts: 3
Registered: ‎02-15-2013

chase saphire recon.

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband :smileyhappy:

 photo 378dbf30-2e9b-4977-aeb5-b56bab516825_zps3506e63c.jpg$5000  photo 91515d86-3247-4735-a828-9e37aa4c4329_zpsb38ec168.jpg$3500  photo f26042c5-5545-48fb-960f-85c54b7c6f26_zps5cfbf291.jpgNPSL  photo 49f2d3bc-0f6f-4066-b5ac-37f2996054a3_zps2a154a3c.jpg$3500  photo 6608375f-b4d5-4479-91c0-643963730d96_zps65e62c9f.jpg$3000
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Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband :smileyhappy:


Congrats recon pays off again yes yes yes 

"Intelligence plus character--that is the goal of true education"
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Last 5 apps 6/6/13
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: chase saphire recon.

Congrats!!!!!!
Chase is great with recons, but bad with clis! Lol :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: chase saphire recon.

Oh man congrats
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband :smileyhappy:


so after hiding from my husband, I decided to app for Chase Saphire :::::    lol


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: chase saphire recon.

Way to go! Congrats! Your persistence paid off. Sometimes it takes a nice recon rep to understand your situation while others simply don't care and flat out deny you. :smileyhappy: 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband :smileyhappy:


CONGRATS!!! :smileyhappy:

 

LOL @ call back until they get tired of you!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband :smileyhappy:


Nice going!

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 809, Disc it (TU): 809, CKarma (TU): 772, AmEx (EX): 755, CSesame (EX): 727, Quizz (EQ): 783, myFICO (EQ): 770.
Oldest: AmEx: 26Y-5M, AAoA: 7Y-6M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 07/23/2014.

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