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New Member
Posts: 3
Registered: ‎02-15-2013
0

chase saphire recon.

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband Smiley Happy

 photo 378dbf30-2e9b-4977-aeb5-b56bab516825_zps3506e63c.jpg$5000  photo 91515d86-3247-4735-a828-9e37aa4c4329_zpsb38ec168.jpg$3500  photo f26042c5-5545-48fb-960f-85c54b7c6f26_zps5cfbf291.jpgNPSL  photo 49f2d3bc-0f6f-4066-b5ac-37f2996054a3_zps2a154a3c.jpg$3500  photo 6608375f-b4d5-4479-91c0-643963730d96_zps65e62c9f.jpg$3000
Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband Smiley Happy


Congrats recon pays off again yes yes yes 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: chase saphire recon.

Congrats!!!!!!
Chase is great with recons, but bad with clis! Lol :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: chase saphire recon.

Oh man congrats
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband Smiley Happy


so after hiding from my husband, I decided to app for Chase Saphire :::::    lol


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: chase saphire recon.

Way to go! Congrats! Your persistence paid off. Sometimes it takes a nice recon rep to understand your situation while others simply don't care and flat out deny you. Smiley Happy 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband Smiley Happy


CONGRATS!!! Smiley Happy

 

LOL @ call back until they get tired of you!




EQ FICO 548 3/3/16
Highlighted
Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
0

Re: chase saphire recon.


Vanessakk wrote:

I got a chase freedom 3 months ago with a limit of $3500 and use it as my everyday card. Today I noticed i've been almost maxing it out every month and paying it off. As I read in this forum, sometimes its easier to apply for another one than to get a CLI from Chase, so after hiding from my husband, I decided to app for Chase Saphire, got the 7-10 day notice and called recon right away, he went through my credit and notice a foreclosure and a collection wich is due to fall off in July of this year, he was not buying it so denied me again. Of course I was not going to sleep without a second recon and called again, this time a nice lady answered and I went ahead and explained about the previous denial, she put me on hold for about 2 minutes and "Congratulations,  I was able to overturn your application and you are approved with a 5000 cl". This is my highest limit! If you get denied, call as many times as you can, eventually they will get tired of you and approve it! Now I can tell my husband Smiley Happy


Nice going!

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