Reply
Regular Contributor
turbowrx
Posts: 244
Registered: ‎10-15-2007
0

chase sapphire product change

I'm an ex-wamu customer with a chase card now. I really like the sapphire card. Do you think id have a chance at a product change? My limit is 5k, 4k balance. I'm not sure if that matters, I dont want a CLI.  My account was reviewed in july and not closed like a few others i heard about.
Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
0

Re: chase sapphire product change


turbowrx wrote:
I'm an ex-wamu customer with a chase card now. I really like the sapphire card. Do you think id have a chance at a product change? My limit is 5k, 4k balance. I'm not sure if that matters, I dont want a CLI.  My account was reviewed in july and not closed like a few others i heard about.

Chase has been pretty quirky lately, especially with ex-WAMU cardholders.  The fact that you had no AA to date is great.  IMO, I'd try to stay under the radar,especially with an 80% UTIL.  The Sapphire card is not that great.

I want PATIENCE...and I want it NOW
Regular Contributor
turbowrx
Posts: 244
Registered: ‎10-15-2007
0

Re: chase sapphire product change

They did suspend my card until I called in with HHI. It was around july 7th. But chase has been quirky....... I just dont see how someone could be denied a prod change. I get no rewards with the card I have now.

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: chase sapphire product change


turbowrx wrote:

They did suspend my card until I called in with HHI. It was around july 7th. But chase has been quirky....... I just dont see how someone could be denied a prod change. I get no rewards with the card I have now.


Chase has explicitly stated (recently) the WaMu cards are not eligible for PC.

 

That would never stop me from pursuing a PC if I wanted it. I have not messed with my Providian -> WaMu -> Chase card other that getting the AF waived preferring to FUTR.

 

I certainly am not rocking the boat for Sapphire.

Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: chase sapphire product change


turbowrx wrote:

They did suspend my card until I called in with HHI. It was around july 7th. But chase has been quirky....... I just dont see how someone could be denied a prod change. I get no rewards with the card I have now.


I am a Wamu now Chase refugee and have a zero balance and high FICO scores with no AA yet and was told on two seperate occasions by two CSRs at Chase that they were not doing product changes about 2 or 3 months ago. YMMV

Regular Contributor
turbowrx
Posts: 244
Registered: ‎10-15-2007
0

Re: chase sapphire product change

i don't understand chase. I dont want a bigger limit........ I just want rewards for what a spend...

I dont see whats the big deal. Why can't they just switch ther card? 

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: chase sapphire product change


turbowrx wrote:

i don't understand chase. I dont want a bigger limit........ I just want rewards for what a spend...

I dont see whats the big deal. Why can't they just switch ther card? 


Because it is their sandbox and they don't want to! Beyond that it is pretty small minded. It is Chase - did you expect much else?

Regular Contributor
Macroman
Posts: 129
Registered: ‎05-17-2008
0

Re: chase sapphire product change


turbowrx wrote:

i don't understand chase. I dont want a bigger limit........ I just want rewards for what a spend...

I dont see whats the big deal. Why can't they just switch ther card? 


 

It doesn't make sense but as was said it is their sandbox. Why not just apply for Sapphire if you really want it?
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: chase sapphire product change

I would love to have any other Chase product that the one I have. That doesn't mean I am about to app with them for anything. There is a world of difference between a fresh app and a PC. Chase knows this and doesn't really give a hoot about what it means to us mere mortal cardholders!
Regular Contributor
Macroman
Posts: 129
Registered: ‎05-17-2008
0

Re: chase sapphire product change

Good reason to stay away.Do you need another?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+