i'm on the path to rebuild credit and as things improve (or remain somewhat stagnant) i get more and more credit offers.
however, they are from a few different catalogs like, seventh avenue, ginny's, midnight velvet and a few others, with a choose and charge card. usually the limit is between $250-$400
it seems similar to crown jewelers but clothes and housewares instead of jewelry
anyone have any experience with them? do they report to the CRAs? are the credit limits too low to bother with?
thanks a lot!
Not reporting = Worthless
Agreed. If it's not reporting it's not building your credit. Does you no good.
seventh avenue, ginny's, midnight velvet are all the same diffrent names but under the same umbrella
if you look through the books they all have the same products i have been with them for a year now they havent reported anything on my credit report as of yet