03-13-2009 09:19 PM
Well I just wanted to update on my CC card upgrading to CC visa. As I stated I called about a month ago and was told I would be upgraded to visa. CSR said I would recieve the card in 7-10 days. Well I waited 14 days and nothing. I then call, another csr said that they hadn't even received the cards and that it would be another week or so, she also said that I was getting a rewards card and it was probably going to be the Freedom Card. She said that was what most were getting upgraded too. I wasn't sure so I called right back and got another rep. She told me that a card was sent out weeks ago and that I should have recieved my card by now. I told her that I havn't recieved anything. She said that she would cancel the card and send a new one. She also told me that it would be the visa version of the Circuit City card. Oh well, I thought at least they didn't close me out. Well, I just recieved the card today. Circuit City visa. Same credit limit and no cash advance available. I don't know if I should ask for a cli or not. My scores are 20-30 points higher now than when I got the card. I've had it about 8 months now. Should I ask for an increase right after I just got the upgrade? Any thoughts?
03-13-2009 09:41 PM
03-14-2009 06:27 AM
just wait a little, and then do a product change.
Interesting would be, if you can switch to a Sony Card, and then buy a PS3 and get $300 CB, or something.
03-14-2009 12:08 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.