If you are CU averse for some reason (can't think of any good ones except for cross-collateralization), there are many performing regional banks left, such as BB&T, Suntrust, and First National Bank of Omaha.
Suntrust looks good to me, and since they're all over the place where I live now (as opposed to Wachovia's 2 atms) I may switch to them. My student loan is also with them, FWIW. Anyone have any pros/cons?
I tried to see the interest rates on their checking and savings, but the link isn't working.
The only CU I qualify for locally has crappy interest rates.
FAKO TU: 730 (Too poor to check the real scores these days!)