citi credit card

[mikelo22]

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@ScoreOrBeScored wrote:

don't close it, just see if you can PC it to Double Cash

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Two issues with that unfortunately.  First, you cannot PC any Citi card until it's at least 12 months old.  Second, I do not believe Citi allows you to PC the Simplicity into anything.

[FinStar]

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@mikelo22 wrote:

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@ScoreOrBeScored wrote:

don't close it, just see if you can PC it to Double Cash

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Two issues with that unfortunately.  First, you cannot PC any Citi card until it's at least 12 months old.  Second, I do not believe Citi allows you to PC the Simplicity into anything.

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Correct.  Because the Simplicity CC is under a different pricing and CCA structure, it cannot be PC'd to Double Cash (even if the OP waited 12 months or the intro rate expired).

[9CLINE]

+1 Mikelo22 Had the simpl. card and couldn't pc to DC but I did get CLi's about every 6mths...would give it more time,,also maybe I missed where you told the CL and terms, but in the end you do what's best for you...
Good Luck.......

[Anonymous]

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@Anonymous wrote:

turned down, so now my next qustion since it my newest line will affect my credit as much closing it

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Closed accounts can stay on your credit profile for up to 10 years.

Sorry you were declined. If you signed up for e-statements, you should have a denial letter in your inbox tomorrow. Citibank accounts are usually eligible for CLIs every 6 months. How long has your account been open?

[FinStar]

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@beautifulblaquepearl wrote:

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@Anonymous wrote:

turned down, so now my next qustion since it my newest line will affect my credit as much closing it

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Closed accounts can stay on your credit profile for up to 10 years.

Sorry you were declined. If you signed up for e-statements, you should have a denial letter in your inbox tomorrow. Citibank accounts are usually eligible for CLIs every 6 months. How long has your account been open?

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The OP provided this on the first post:

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@Anonymous wrote:

I applied for and was approved for the citi simplicy card in july, this card was my lowest starting limited ever. In six month I have not seen any love from Citi and I am thinking about closing the card. Want to know how it will hurt my credit.

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[Anonymous]

6 month since open, I have had a couple of balance reported, but always paid off in full

[Anonymous]

6 months and 1800 cl