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anyone have this card? what was your credit profile like for approval. They have 18 month 0 apr I would like to transfer from another higher apr card. I have about 28k in cl and 3500 left in debt on this one card.
Take a look at the Chase Slate card as well. It has no BT transfer fee initially which would save you a good chunk of money of on that size of a transfer.
@aleicgrant wrote:anyone have this card? what was your credit profile like for approval. They have 18 month 0 apr I would like to transfer from another higher apr card. I have about 28k in cl and 3500 left in debt on this one card.
I've got it. It's nothing special other than their ongoing BT offers, but I have used it several times for that as I have worked to pay down my revolving debt.
I was instantly approved (after receiving an invitation letter/code) with a $4100 CL and EQ/TU Fico scores in the mid-600 range; utilization was > 70%, and I had absolutely no negatives on my credit report. It has grown with me, too, although slowly compared to my other cards - current CL is $5850.
Approved the other day for a $9k limit. Low-Mid 700s, 6 figure income, ~30% utilization on about $17k total CL.
The balance tranfer on $4k is going to be $135, but I am thinking about calling and cancelling the transfer and just paying off that balance right now, despite the 18 month no interest promo. That fee is crazy.
@boomhower wrote:Take a look at the Chase Slate card as well. It has no BT transfer fee initially which would save you a good chunk of money of on that size of a transfer.
+1 on this. I got the Slate this week precisely for this purpose - have about 5K in CC debt. The no BT fee made it a no-brainer and fortunately, I was approved for 6K CL.
I got this last August with a 724 EQ score. AAoA about 7-8 years, util about 1%. No COs, CAs or public records, but a few old, scattered lates. Instant approval with a $6800 CL.
TU