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@Eightiron wrote:
@azguy13 wrote:Oh, an update on the new Citi BB card. My wife requested a CLI on hers and it resulted in a HP. Granted, the request was for a $6K CLI which resulted in the 5 day message which meant manual review. So, for those in the garden, looks like Citi may be an auto HP.
Maybe the lower CLI requests will be a SP.
How long has she been in with Citi, it may be a instant HP for new comers...more so than for a higher limit CLI
I believe since early 2010
TheConductor wrote:,
@umut wrote:
u guys don't need to be upset I just wrote what I feelYes, you did. And I would caution you that those feelings could get you into trouble.
Getting emotionally invested in your finances can lead to making irrational decisions that have long-term negative consequences.
When you are making any kind of financial decision, it is helpful to calmly set aside your emotional responses and think carefully about the situation.
Wall Street traders, professional poker players, and everyday fellows like me will all tell you that emotions (when not taken in context with more reasoned information) can be very, very expensive.
As an example, if I had angrily "fired" every company that ever denied me for credit, payday loan shops and Vinnie the bookie from the pool hall would probably be the only creditors left that I'd be willing to apply to.
Hey, Vinnie is a good guy and just trying to make a living
@azguy13 wrote:
TheConductor wrote:,
@umut wrote:
u guys don't need to be upset I just wrote what I feelYes, you did. And I would caution you that those feelings could get you into trouble.
Getting emotionally invested in your finances can lead to making irrational decisions that have long-term negative consequences.
When you are making any kind of financial decision, it is helpful to calmly set aside your emotional responses and think carefully about the situation.
Wall Street traders, professional poker players, and everyday fellows like me will all tell you that emotions (when not taken in context with more reasoned information) can be very, very expensive.
As an example, if I had angrily "fired" every company that ever denied me for credit, payday loan shops and Vinnie the bookie from the pool hall would probably be the only creditors left that I'd be willing to apply to.
Hey, Vinnie is a good guy and just trying to make a living
Not cool, I was about to say that exact thing. +1?
@Eightiron wrote:
@azguy13 wrote:
TheConductor wrote:,
@umut wrote:
u guys don't need to be upset I just wrote what I feelYes, you did. And I would caution you that those feelings could get you into trouble.
Getting emotionally invested in your finances can lead to making irrational decisions that have long-term negative consequences.
When you are making any kind of financial decision, it is helpful to calmly set aside your emotional responses and think carefully about the situation.
Wall Street traders, professional poker players, and everyday fellows like me will all tell you that emotions (when not taken in context with more reasoned information) can be very, very expensive.
As an example, if I had angrily "fired" every company that ever denied me for credit, payday loan shops and Vinnie the bookie from the pool hall would probably be the only creditors left that I'd be willing to apply to.
Hey, Vinnie is a good guy and just trying to make a living
Not cool, I was about to say that exact thing. +1?
I knew I had to beat someone to it, lol. The part of if we all "fired" a lender for making us mad, we would all have to steal change out of soda machines lol
Everyone has their own opinions which makes for great discussions. But these can be expressed without being rude.
Remember to be friendly, supportive and respectful while posting your opinions.
guiness56, myFICO Moderator.