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Frequent Contributor
Posts: 351
Registered: ‎09-23-2011
0

citi® platinum select® mastercard approved

[ Edited ]

Well, my app spree has come to an end.  I just called the new account number and it said that I was approved.  It started last Saturday with Cap1 emailing me that they were sending me a new card for $2K.  Then followed by AMEX Zync, Discover More $5K, and Citi Plat.  While I was waiting for the approval, I did a credit check for the first time here on myFico, and I was very surprised at my scores.  My scores on USAA 3 in 1 credit monitoring are much lower.  I know, USAA scores are fakes, so at the end of the day, I am quite happy and CONTENT with the decision to go on the apps spree.  Now, it is time to garden my cards.

11/15/13 EX 685(MY FICO) EQ 657(MY FICO) TU 659 (MY FICO).
Established Contributor
Posts: 524
Registered: ‎08-24-2011
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Re: citi® platinum select® mastercard approved

Congrats!! See you in the Garden Club...

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Established Contributor
Posts: 715
Registered: ‎08-26-2011
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Re: citi® platinum select® mastercard approved

Congrats, I see my scores aren't too far from yours. So that does give me hope. I was denied a Citi Dividends a few months back, which was humbling. Can you share your credit profile with us? Any baddies?

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



New Contributor
Posts: 160
Registered: ‎08-10-2011
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Re: citi® platinum select® mastercard approved

Congrats! Sounds like you'll be spending some time in the garden club! see you there!

Wallet: American Express ZYNC, Barclaycard Financing Visa, Capital One No Hassle Cash MC

Sock Drawer: Capital One Platinum, Best Buy Reward Zone MC, GEMB Wal-Mart (Store only), WFN JCrew (Store), First Premier (Only until June when the AF hits again)
Frequent Contributor
Posts: 351
Registered: ‎09-23-2011
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Re: citi® platinum select® mastercard approved

I had a "charge off" that was removed 3 weeks ago.  The only other baddies are 90, 60, 30 days late back in 2008.  As of matter of fact, Discover asked about those and I explained I was doing rapid deployments during this time frame.  She did note that I have been late with a payment since 2008, so I know that's has a lot to do with it.  I called Citi today, and was told my limit will be $2,6K.  Not to bummed out since their 0% xfer was for 21 months.  Well, I just xfer my Dell 25.99% balance to Discover for the 0% for 15 months deal.

11/15/13 EX 685(MY FICO) EQ 657(MY FICO) TU 659 (MY FICO).
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