Well, my app spree has come to an end. I just called the new account number and it said that I was approved. It started last Saturday with Cap1 emailing me that they were sending me a new card for $2K. Then followed by AMEX Zync, Discover More $5K, and Citi Plat. While I was waiting for the approval, I did a credit check for the first time here on myFico, and I was very surprised at my scores. My scores on USAA 3 in 1 credit monitoring are much lower. I know, USAA scores are fakes, so at the end of the day, I am quite happy and CONTENT with the decision to go on the apps spree. Now, it is time to garden my cards.
Congrats!! See you in the Garden Club...
Congrats, I see my scores aren't too far from yours. So that does give me hope. I was denied a Citi Dividends a few months back, which was humbling. Can you share your credit profile with us? Any baddies?
Congrats! Sounds like you'll be spending some time in the garden club! see you there!
I had a "charge off" that was removed 3 weeks ago. The only other baddies are 90, 60, 30 days late back in 2008. As of matter of fact, Discover asked about those and I explained I was doing rapid deployments during this time frame. She did note that I have been late with a payment since 2008, so I know that's has a lot to do with it. I called Citi today, and was told my limit will be $2,6K. Not to bummed out since their 0% xfer was for 21 months. Well, I just xfer my Dell 25.99% balance to Discover for the 0% for 15 months deal.