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10-29-2011 04:09 AM - edited 10-29-2011 04:26 AM
Well, my app spree has come to an end. I just called the new account number and it said that I was approved. It started last Saturday with Cap1 emailing me that they were sending me a new card for $2K. Then followed by AMEX Zync, Discover More $5K, and Citi Plat. While I was waiting for the approval, I did a credit check for the first time here on myFico, and I was very surprised at my scores. My scores on USAA 3 in 1 credit monitoring are much lower. I know, USAA scores are fakes, so at the end of the day, I am quite happy and CONTENT with the decision to go on the apps spree. Now, it is time to garden my cards.
10-29-2011 09:05 AM
Congrats, I see my scores aren't too far from yours. So that does give me hope. I was denied a Citi Dividends a few months back, which was humbling. Can you share your credit profile with us? Any baddies?
10-29-2011 09:37 AM
Congrats! Sounds like you'll be spending some time in the garden club! see you there!
10-29-2011 10:17 AM
I had a "charge off" that was removed 3 weeks ago. The only other baddies are 90, 60, 30 days late back in 2008. As of matter of fact, Discover asked about those and I explained I was doing rapid deployments during this time frame. She did note that I have been late with a payment since 2008, so I know that's has a lot to do with it. I called Citi today, and was told my limit will be $2,6K. Not to bummed out since their 0% xfer was for 21 months. Well, I just xfer my Dell 25.99% balance to Discover for the 0% for 15 months deal.
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