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Frequent Contributor
Posts: 484
Registered: ‎07-31-2007
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citi premier or Carnival

which is mor lenient?
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: citi premier or Carnival

I would say Juniper Carnival. Many have reported approvals with TU scores below 600. I haven't read about any approvals for CITI PP with the same scores. YMMV!
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Contributor
Posts: 111
Registered: ‎05-13-2007
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Re: citi premier or Carnival

Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: citi premier or Carnival

[ Edited ]


onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.



Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!


Message Edited by fused111 on 07-31-2007 12:46 PM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Super Contributor
Posts: 8,182
Registered: ‎03-25-2007
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Re: citi premier or Carnival



fused111 wrote:

where the %^%&$%^:

%^%&$%^:=sun don't shine?  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: citi premier or Carnival



MidnightVoice wrote:


fused111 wrote:

where the %^%&$%^:

%^%&$%^:=sun don't shine?  :smileyvery-happy:


You said it friend (or was it Right Said Fred, oh I dunno), not me! But yeah something to that tune!:smileytongue:
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Super Contributor
Posts: 8,182
Registered: ‎03-25-2007
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Re: citi premier or Carnival

[ Edited ]

fused111 wrote:

You said it friend (or was it Right Said Fred, oh I dunno), not me!


Well, if you want to get into very old British comedy songs.......


Message Edited by MidnightVoice on 07-31-2007 06:00 PM
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Frequent Contributor
Posts: 353
Registered: ‎07-18-2007
0

Re: citi premier or Carnival



fused111 wrote:


onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.



Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!


Message Edited by fused111 on 07-31-2007 12:46 PM


Awww.. You could've just waited three more months and you would've had what I have now or more... 10k!!! And your score is 100 points more than mine!!
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: citi premier or Carnival



jizoe182 wrote:


fused111 wrote:


onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.



Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!


Message Edited by fused111 on 07-31-2007 12:46 PM


Awww.. You could've just waited three more months and you would've had what I have now or more... 10k!!! And your score is 100 points more than mine!!

There must be something they didn't like, but I have no clue what it is. As far as I'm concerned CITI is no better than Amex or FIA.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 353
Registered: ‎07-18-2007
0

Re: citi premier or Carnival

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