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citi put me on hold

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PRILEY
Regular Contributor

citi put me on hold

I'm  me on hold after apping for a forward card. I'm nervous cause when I called they told me they would get back to me in a within a week. I had a card go bad with them years ago, not on my report. I have a fico of 690 eq and 749 tu, BoA Signature 18000.00  Discover 12000.00 a Buisness Gold Amex that doesn't report. I apped cause a P.O.S. Juniper MC closed me for lack of use, Dropped cl to 1000.00 and no rewards, wonder why it didn't get whipped out more often. I wonder if Citi is holding the card-gone-bad against me? I have a Hone Depot card with them $6000 with 0 bal. What do you think? Approved or Declined?

Message 1 of 8
7 REPLIES 7
PRILEY
Regular Contributor

Re: citi put me on hold

Wonder if I should have apped for a Chase Card. Never dealt with them.

Message 2 of 8
jdsays
Contributor

Re: citi put me on hold

What did they say?


Starting Score: EQ: 590 TU: 599
Current Score: EQ: 642 TU: 683
Goal Score: 720 by 12/31/10


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Message 3 of 8
PRILEY
Regular Contributor

Re: citi put me on hold

they said they couldn't verify everything right now and they would get back to me by the 28th

 

Message 4 of 8
laz98
Senior Contributor

Re: citi put me on hold

did they get back to you?

Message 5 of 8
PRILEY
Regular Contributor

Re: citi put me on hold

Yup, Just got approved for 6k.

Is that a standard cl for them?

Message 6 of 8
Anonymous
Not applicable

Re: citi put me on hold

 


@PRILEY wrote:

Yup, Just got approved for 6k.

Is that a standard cl for them?


Yep, it's standard. My Citi CL is 6.3k.

 

Message 7 of 8
laz98
Senior Contributor

Re: citi put me on hold

you're so lucky!  we only got $1k.  i'm going to ask for more at activation.

Message 8 of 8
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