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Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

cli drop!!

Wow, so last night I tried calling for an increase on my amazon store card. I was declined and was told that I would get a mail stating why in 7-10 days. Today I was going to decided to make a big purchace for christmas and found out my credit limit dropped from 1200 to 200. I am so pissed right now.

TU 746 (10/13)
GOAL: 750+






Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Re: cli drop!!


Tran92 wrote:

Wow, so last night I tried calling for an increase on my amazon store card. I was declined and was told that I would get a mail stating why in 7-10 days. Today I was going to decided to make a big purchace for christmas and found out my credit limit dropped from 1200 to 200. I am so pissed right now.


That's awful! D: something must have spooked them, maybe they did a soft pull? Have some high balances due to the season that reported recently on other CCs?

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Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: cli drop!!

I don't think it reported yet, but I did have a balance of 185 which I was just about to pay off so I can finance something for 12 months. Ruined my whole christmas plan now..

TU 746 (10/13)
GOAL: 750+






Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: cli drop!!

So I finally got the mail stating why they dropped my CLI. It says:

- History of delinquency on Amazon.com Store card account within last 6 months
- Number of revolving accounts with a balance over credit line
- 90+ days delinquent or write off or unpaid collection within last 24 months

Is it possible they made a mistake? I don't have any delinquency on my report and I don't have any credit cards over my credit line. I've only used this card once to purchase a laser printer and paid it off in full. This is a joke.
TU 746 (10/13)
GOAL: 750+






Established Contributor
Posts: 554
Registered: ‎06-02-2012
0

Re: cli drop!!

I would be on the phone instantly with an underwriter! get to callin and get back on here

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

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Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: cli drop!!

I agree. You should call immediately. Something is fishy.


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Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: cli drop!!

yes, please give them a call, and let us know the result.

Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: cli drop!!

Yes I'm curious as well...tell us what the outcome was.


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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: cli drop!!

Have you checked your CRs? There could be an error in reporting. I'd also be concerned about this and check ASAP. If your CR is okay, then definitely call backdoor # and see what's up.

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: cli drop!!

Did you call?

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