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New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012

cli

When calling for a credit limit increase do they pull you're credit again? This is my local bank plus who my mortgage is through. Thanks
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: cli

It is possible. When you request it, I would ask beforehand if its going to be a HP or SP on your credit.



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New Contributor
noncontrol
Posts: 75
Registered: ‎02-01-2012

Re: cli

Thank you for the reply
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: cli

dpeends on who it is. 

i know my bank does hard pull. 

but the rep said if i asked within the first 2 weeks i couldve been considered on a soft pull. 

otherwise id have to wait another year before asking. 

 

so ymmv but i would call and ask before agreeing to do anything. 

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