Re: cli

noncontrol · ‎02-01-2012

When calling for a credit limit increase do they pull you're credit again? This is my local bank plus who my mortgage is through. Thanks

LS2982 · ‎04-09-2011

It is possible. When you request it, I would ask beforehand if its going to be a HP or SP on your credit.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013

noncontrol · ‎02-01-2012

Thank you for the reply

creditnocash · ‎07-23-2012

dpeends on who it is.

i know my bank does hard pull.

but the rep said if i asked within the first 2 weeks i couldve been considered on a soft pull.

otherwise id have to wait another year before asking.

so ymmv but i would call and ask before agreeing to do anything.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

Credit Cards

cli

Re: cli

Re: cli

Re: cli