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[Anonymous]

When calling for a credit limit increase do they pull you're credit again? This is my local bank plus who my mortgage is through. Thanks

[LS2982]

It is possible. When you request it, I would ask beforehand if its going to be a HP or SP on your credit.

[Anonymous]

Thank you for the reply

[creditnocash]

dpeends on who it is. 

i know my bank does hard pull. 

but the rep said if i asked within the first 2 weeks i couldve been considered on a soft pull. 

otherwise id have to wait another year before asking. 

so ymmv but i would call and ask before agreeing to do anything.