Reply
Member
chepito123
Posts: 14
Registered: ‎03-20-2008
0

closed credit cards

I have credit cards that i cloded resenly but want to reopen again , can I do that so I can get high Fico score?
Established Contributor
chiwiseguy
Posts: 649
Registered: ‎11-02-2007
0

Re: closed credit cards

Sure!  Call them up and ask to reopen the accounts!
Established Contributor
GFer
Posts: 990
Registered: ‎04-01-2008
0

Re: closed credit cards

Does this work on only recently closed accounts?


1/28/14 EQ 817, (6/30/14)EX 821, TU 817 on 6/13/2014

Take the myFICO Fitness Challenge
Established Contributor
chiwiseguy
Posts: 649
Registered: ‎11-02-2007
0

Re: closed credit cards

I have had a company say they would consider it with a hard pull.
Established Contributor
FaircreditguyFL
Posts: 665
Registered: ‎03-31-2007
0

Re: closed credit cards

would depend on when and why the accounts were closed. If you closed the account in good standing, the better the opportunity. If the creditor closed the account, I'd say you have very little chance of re-opening the account. But, the only way to find out is to call them and inquire.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+