@Fico2Go wrote:With a good payment history I don't think it's going to make any difference with approval probability in the future. We have people that defaulted on Chase loans and even filed BK on them and yet Chase still gave them a second chance.
No reason to lose sleep over this.
OP may be able to get future approvals with Chase, but it would be easier with a current history with Chase and there would be a better chance at a higher initial credit limit as well.
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