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Well I closed my fingerhut card. I will say the card was not worth it at all. I remember when i got approved just over a year ago it was the best feeling in the world haha I was wrong. The prices are unreal, shipping is crazy. I would tell anyone to stay away from the card. You are much better off getting a secured card or a regular store card like a walmart card. Next on the chopping block is either chase amazon or barclaycard rewards. I would just combine the limits to another one of my cards.
Good move. I will be doing the same soon!!
@baller4life wrote:Good move. I will be doing the same soon!!
Hopefully more people will follow suit and fingerhut will change their ways. There is very little benefit to this card.
I finally closed my acct earlier this yr., opened in 2005 when I was desperate.
I hadn't used it years.
I'm not buying things that are priced above MSRP!!!
Yep it was my 2nd rebuilder. Bought a couple cheap items and then sock drawered it. I'm over it. Easy card to get. But definitely doesn't fit my current profile.
Just curious. How do I close my fingerhut account? I never use it.
I closed my card many weeks ago and don't regret it at all. The stuff they had on the site was overpriced anyway. Sure they were the first card I ever got a CLI with but with all the much better cards I have in my sig, it seemed pointless to continue having it. It's one of those cards that can be useful for building a stronger credit profile for a while or rebuilding it but after its served its purpose and when you have prime cards, it's best to dump it IMO.
@jllunas wrote:Just curious. How do I close my fingerhut account? I never use it.
You simply call them and request for a cancellation.
@bigblue7722 wrote:Well I closed my fingerhut card. I will say the card was not worth it at all. I remember when i got approved just over a year ago it was the best feeling in the world haha I was wrong. The prices are unreal, shipping is crazy. I would tell anyone to stay away from the card. You are much better off getting a secured card or a regular store card like a walmart card. Next on the chopping block is either chase amazon or barclaycard rewards. I would just combine the limits to another one of my cards.
Congrats on moving up and on. Fingerhut knows who their customers are and adjusts their prices accordingly. Some rebuilders have found them useful and some haven't. I decided not to use them in my rebuild, as they never fit my needs.