Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Contributor
cspar1212
Posts: 114
Registered: ‎09-21-2007

combine credit cards ?

Options

‎10-18-2012 10:52 AM

I currently have a capitol one cc, an hsbc (orchid bank) cc and a best buy hsbc cc. so capitol one has bought out hsbc. so would it be advisable to consolidate the three cards are keep them as three sepreate accounts?

Message 1 of 3 (212 Views)
 
Reply
Established Member
Elcid89
Posts: 400
Registered: ‎10-04-2012

Re: combine credit cards ?

Options

‎10-18-2012 10:57 AM

Call them and ask. My gut instinct would be to say no, but I never say never. Only they can tell you for sure one way or the other.

 

Note: Capital One bought out HSBC Finance, not HSBC USA.

FICO scores: 819 (EQ) 815 (EX) 803 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k

Message 2 of 3 (205 Views)
 
Reply
Regular Contributor
somnipotent
Posts: 346
Registered: ‎06-02-2008

Re: combine credit cards ?

Options

‎10-18-2012 12:34 PM

Good luck.  Crap1 told me no.  YMMV tho.


AmEx PRG (NPSL) | AmEx Costco ($8,200) | AmEx Delta Gold ($7,500) | Chase United Explorer ($10,000) | Chase Sapphire Preferred ($7,500) | Chase Freedom ($8,200) | Discover it ($3,000) | Capital One Platinum ($2,500) | GE Lowes ($3,000) | GE Walmart ($2,800) | GE Amazon ($2,250)
--
Homeowner since 05/29/13
Message 3 of 3 (160 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+