convert Discover card to It and keep opened date?

spambait · ‎12-28-2013

I have a plain old Discover Card that I've had for over 23 years. I rarely use it, mostly once every few months just so they don't close it. Everything else I have has better rewards. At least the Discover It Card has 1% for everything, so I'd like to convert to it. But I'm worried about losing an open card with that age on it. Do they just swap out the card number & keep that original date, or do they close the old card & report a new one?

Thanks

09Lexie · ‎12-28-2013

They just swap it out. No loss of history.

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AndySoCal · ‎12-28-2013

When I converted mine the original date open was kept not the date the card was converted to Discover IT. If / when you convert your card the rewards will begin at the beginning of the billing cycle..

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Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

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ccuser · ‎12-28-2013

The new card comes with the same number, expiration date and CVV. Also you can still use your old card after activating the new one. The conversion will not affect your CR in any way.

lg8302ch · ‎12-29-2013

Yes PC to the IT card and you can even continue to use the same card. I am still using the original Discover More card and will do so until 2017 when it expires...like the selected card design...LOL

FinStar · ‎12-29-2013

@AndySoCal wrote:
When I converted mine the original date open was kept not the date the card was converted to Discover IT. If / when you convert your card the rewards will begin at the beginning of the billing cycle..

+1

Like other have mentioned, a pretty painless process. I had mine for about 16 years before I PC'd to the It. No impact to CRs.