credit card census

[Anonymous]

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@L-TWT wrote:

For many of us, our credit cards have grown with us over time and some have not. So I would like people to list their most oldest credit card (only applies to opened accounts), and including the following:

1. card name/lender

2. year opened

3. initial APR

4. initial CL

Then, state where that same credit card is today (please be honest)

So i'll start;

1. Citi dividend card

2. opened 2008

3. APR 14.24%

4. CL= $3,600

Now, that same account has changed to a Citi double cash with an APR 10.74% and CL=$35,000

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1. Capital One Platinum Mastercard

2. opened 2013

3. APR 22.9%

4. CL= $500

Same card has the same APR but the CL is now 2500.

[JSS3]

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@L-TWT wrote:

For many of us, our credit cards have grown with us over time and some have not. So I would like people to list their most oldest credit card (only applies to opened accounts), and including the following:

1. card name/lender

2. year opened

3. initial APR

4. initial CL

Then, state where that same credit card is today (please be honest)

So i'll start;

1. Citi dividend card

2. opened 2008

3. APR 14.24%

4. CL= $3,600

Now, that same account has changed to a Citi double cash with an APR 10.74% and CL=$35,000

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1. Capital One Classic Platinum w/$39 annual fee

2. Opened 2013

3. APR 19.8%

4. CL = $500

Now, that same account has changed to a QuickSilver(no fee) with an APR of 19.8% and a CL=$4,000

[EdMan63]

LOC credit union Visa

Opened in 1994

IR 11.99%

CL $1500.00

I've never increased the limit and no auto increases. I tried once and found out my ex wife had made a charge on a Sears card she was AU on and was 30 days late effectively ruining my CLI request. I would have never known since I never used the card and the bill was going to her address. I've been such a conservative credit user my whole life so this forum and some of the credit files are mindblowing to me.

[Untitled]

1. Amex Blue Sky

2. opened 12/2013

3. APR 22.24%

4. CL= $2,000

I'm still on Intro 0% APR, so I haven't had a chance for an APR reduction. I PC'd to Blue Cash and the The credit line is currently $6,000.

[CraigHwk]

1. Orchard Bank MC Platinum (Now Capital One Platinum)

2. 2011

3. 19%

4. $300

Same APR.  CL is now $3300