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credit card debt

New Member

credit card debt

I was just able to pay off all my credit card debt. do i need to notify the card creditors to update exquifax and other credit report companies?

Message 1 of 8
7 REPLIES
Frequent Contributor

Re: credit card debt

No need for you to do anything. your balances will be updated the next time your creditors report to the credit bureaus, typically a few days after each of your statement closing dates. 

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 2 of 8
Senior Contributor

Re: credit card debt

If you're planning to app for new credit, i'd wait til all the paid accounts report also
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 8
Frequent Contributor

Re: credit card debt


jarmusch wrote:

I was just able to pay off all my credit card debt.


 

Great job! Congratulations on the pay off!

 

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 4 of 8
New Member

Re: credit card debt

most helpful - thanks.

Message 5 of 8
Established Contributor

Re: credit card debt

Congratulations Smiley Happy
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 6 of 8
Mega Contributor

Re: credit card debt

Congrats!!!




EQ FICO 548 3/3/16
Message 7 of 8
Established Contributor

Re: credit card debt

Congrats...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

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