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Anonymous
Not applicable

credit card offers

I used to recieve credit card offers everyday in the mail and then they just stopped.  I panicked last week and bought my scores from here and my transunion is 698 and equifax is 688 and there was nothing on my report.  Its so weird.  I havn't checked my experian yet.  I have a new construction loan that is 2 months old and it is reporting as an account not a  mortage and its 78,000.  what could be causing the credit card offers to stop. I have never accepted not even one of these offers so i am baffled and probably a little ocd.  any thought? anyone?

Message 1 of 7
6 REPLIES 6
mmduluth
Frequent Contributor

Re: credit card offers

Opt-In here:

 

https://www.optoutprescreen.com/?rf=t

 

Something about the new credit laws I think. 

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 2 of 7
Anonymous
Not applicable

Re: credit card offers

Oh cool.  I just checked out the page. Thanks.

Message 3 of 7
Anonymous
Not applicable

Re: credit card offers

I just researched the new credit card laws and It doesn't really apply to offers in the mail unless I am missing something.  Hmmm.  They just stopped all of a sudden. 

Message 4 of 7
mmduluth
Frequent Contributor

Re: credit card offers

That was just a guess on my part. I stopped receiving them too so I did a little research and came across that link and about a month later I started receiving them again.  

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 5 of 7
austinguy907
Valued Contributor

Re: credit card offers

Since they are "pre-screened" one of their filtering criteria when ordering a sales list from the CRA might be no new accounts in X months.

Message 6 of 7
Anonymous
Not applicable

Re: credit card offers

Good point.  I went to the po box today and recieved one from amex. lol.

Message 7 of 7
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