credit card pulls

[darkfrosty]

How do you guys find out your hard pulls when they hit? What service are you using? I mean people who applied for the citi 100k card knew asap what they pulled. I have scorewatch and it doesnt show who was pulled or what when I get alerts. Looking for something else that would alert on hard pulls

[indiolatino61]

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@darkfrosty wrote:

How do you guys find out your hard pulls when they hit? What service are you using? I mean people who applied for the citi 100k card knew asap what they pulled. I have scorewatch and it doesnt show who was pulled or what when I get alerts. Looking for something else that would alert on hard pulls

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I use Credit Sesame (free) for Experian, Credit Karma (free) for Trans Union and Quizzle ($7) for Equifax. All these monitor changes in your credit reports. The best of luck to you.

[darkfrosty]

so these all will alert on a new pull?

[blondy250]

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@darkfrosty wrote:
so these all will alert on a new pull?

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Yes they will.

[darkfrosty]

does it also show how old the inquiries are ?

[darkfrosty]

so you need to pull your report or they monitor it ?

[gdale6]

Actually the ones listed here may not alert you till weeks later but if you want to use them since they are free thats ok too. if you want access to all 3 reports in one service I would suggest MPM thru Eliminate ID Theft, its $12.95/mo and you can pull your reports once a day if you are so inclined.

[darkfrosty]

amex's or USAA's service would do the same as well?

[baller4life]

Yes I use USAA. Love it!

[Networth]

I pay CitiIdentity Monitor $4.95 to give me any updates and give me all 3 reports once a month. I also use Credit Karma, Credit.com, and Creditsesame.com as add on's.