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I only have a car and student loan on my credit report but student loans aren't paid on yet since i am still in college. my car is paid on time and had it since 2015. I applied for a citi cash back card was approved for $1500 and a walmart store card $1100. i want to apply for one more credit card. what is a good one to apply for?
It depends on what you plan on using it for. I'd stay away from store cards, especially since you just got one for Walmart.
Think about what you would use the card for the most and consider a card that best matches that type of spend.
Also, a bit about your credit profile and your scores would be helpful as it would give us an idea of what you could possibly get and should possibly avoid at this time.
i barely have credit the only thing on it is the student that is in deferement and my car loan that is paid on time. i shop at walmart a lot so only applied for it but need just a credit card to be used anywhere instead of a department store card. i got approved last week for the citi and walmart
It depends on your usage. Sit down and think about where you spend most of your money.
If you eat out a lot, then maybe a card that earns decent points at restaurants. If you order from Amazon a lot, they have some good options for that.
It really just depends on your lifestyle, and where you spend your money. I wouldn't golooking for a card that offers benefits you think you will use later on, I would look for one that fts in with what you are already doing.
Maybe the Marvel Mastercard. It has 3% cashback on dining and select entertainment.
It's probably my favorite card to use, since I mostly spend on dining and movie theathers. Plus, they gave me my highest credit limit.
Go to Chase Prequal site
Go to Cap1 Prequal site
Go to Amex Prequal site if you are alittle gutzy
@Anonymous wrote:Maybe the Marvel Mastercard. It has 3% cashback on dining and select entertainment.
It's probably my favorite card to use, since I mostly spend on dining and movie theathers. Plus, they gave me my highest credit limit.
I can't justify spending money at movie theaters. I get it that lots of people can, but it just seems so overpriced to me. That and my living room setup can smoke any movie theater I've ever been in which I'm sure is part of it as well. Different strokes for different folks, no doubt!
We need a little more info to work with..
Do you have some Fico scores avalible for us?
Since you have had a loan you could try for a free fico from Credit Scorecard... and such?
Id check some prequalify sites....
As someone said
Chase
Amex
Cap One
and see if they give you any offers.. and look through them for something that might work for you
There is the Marvel card but didnt you just get a Sync card... From wallmart
Sync has caused headaches for people around here if you open too many cards too short of a time frame..
If you Marvel the Marvel.. id let your Walmart age a little bit.. Not sure but thought sync was actually denying cards now too close together...
Another option might be discover... but their preapproval is a random number generator... theres some exceptions..
but mainly we need to know what your scores are, and whether you have any baddies.. and more details about your credit report..
You can get those free from fako sites... but dont let the numbers and offers on those sites guide you.... all you care about is the physical report.. not their "score"