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quick question, Will a credit card utilization of 29% hurt my fico score? I am usually great at maintaining below 9% but this month was kinda crazy!
thank you
@ethelrose wrote:quick question, Will a credit card utilization of 29% hurt my fico score? I am usually great at maintaining below 9% but this month was kinda crazy!
thank you
Real life gets in the way many times and going to 29% might hurt some but not a whole lot IMO. If you bring the utilization back down next month you'll recover quickly.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work
thank you so much for the quick response. Will def fix that issue next month
Credit cards are there to be used, I would not worry about one month or even a few months of high UTIL, unless you are actively seeking credit. Just try and pay it all down when you have extra cash flow.