credit karma approve odds

[juniornj23]

credit karma says i have a good odds over chase freedom and slate shoud i applied 

i onlyhave on charge off on my credit report

[ezdoesit]

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@juniornj23 wrote:

credit karma says i have a good odds over chase freedom and slate shoud i applied 

i onlyhave on charge off on my credit report

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Don't use credit karma to make that decision.  Go directly to Chase's Prequal and see if you have any offers.

[Anonymous]

Tell me about it! All recommentations turns into denials and hard inquiries! 

[Transmogrifying_Bee]

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@ezdoesit wrote:

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@juniornj23 wrote:

credit karma says i have a good odds over chase freedom and slate shoud i applied 

i onlyhave on charge off on my credit report

---

Don't use credit karma to make that decision.  Go directly to Chase's Prequal and see if you have any offers.

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+1

[B335is]

CreditKarma is best used for entertainment purposes only.  Specifically your "score" and approval odds.

[kr3st00]

Credit Karma said I should get approved for CSP and it was HIGH risk for me. I was instantly approved for it.

I find their site to be nothing but junk.

[Anonymous]

So, you have to be classified as high...and try the pre-aproval of chase, before app

[09Lexie]

IIRC, OP has some derogs on CR's and a high number of inq's.  

[Anonymous]

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@B335is wrote:

CreditKarma is best used for entertainment purposes only.  Specifically your "score" and approval odds.

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It's ok for tracking your TU inqs and it is updated weekly, unlike all the other free sites which do monthly or every six months. 

[takeshi74]

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@juniornj23 wrote:

credit karma says i have a good odds over chase freedom and slate shoud i applied 

i onlyhave on charge off on my credit report

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If you have derogs then visit the Rebuilding subforum and see what you can do to address them first.