I have had creditors not counter BUT that's not because I asked for to much, it's because I was just flat out denied!
and I think we hear denied and then hear like oh I thought I should go from $100 to $10k... THATS NOT THE REASON!!!!
it's like amex and the 3x, Amex employees TELL YOU 3x and we still see daily that someone did a request but was afraid and ended up with what they asked for... others say i did ask for 3x and got $0 so then we are back to that person got denied, i don't want to get denied so i didn't ask for that much.....
I was going to type that but forgot. The one time I was declined I just spoke with someone else because the denial letter did not really explain anything. I asked for 3x (30000) with American Express and was countered like I knew I would be.
I have a Citi AA Amex. I just want to confirm that it is Citibank using an Amex branded card, so the CLI is done via Citi protocol and not Amex, correct?
I hope that made sense!
Citi is the issuer. Not Amex.