05-06-2008 04:32 PM
05-06-2008 04:38 PM
Do inquiries that result from a requested credit limit increase count more or less than inquiries that result from the request for new credit(opening new account)?I would think that inquiries from new accounts would effect the the score more due to not only new hard inquiry but also the effect the new account has on the average age of all credit accounts.
05-06-2008 05:24 PM
Keep in mind that you can always ask the CSR what they will pull - before they pull it. If they tell you that it will be a hard, you can decline.
05-06-2008 05:38 PM