Credit Card Center Advertiser Disclosure†
01-07-2009 08:32 PM
01-07-2009 08:57 PM
just checked the site. my app was approved! i guess me sending in my id info moved the process forward a week or two. i don't know how much yet.
01-14-2009 07:12 PM
01-16-2009 10:31 AM
01-16-2009 11:30 AM
01-16-2009 03:38 PM
If you really dont need this card and think or already have better cards, than i would not activate and close the card.
However if you do need the card for rebuilding, then you already took the inquiry and you need something, therefore keep it.
01-16-2009 08:41 PM
01-21-2009 06:35 AM
Okay, here's the scoop: Applied 12/22/2008. Sometime in the first week of January, 2009, website said I had been approved and it would update with date of mailing once it mailed. I have checked periodically and today (1/21/2009) it says:
Your card was mailed to you on 1/20/2009 and you should expect it to arrive by 1/30/2009. If you do not receive your card by the expected arrival date, please call us at 1-877-825-3242.
So from time of application, that's just about exactly 1 month but of course there were the holidays in there, too. From approximate time of notice that it was approved, it is about 10 days to 2 weeks. And they are allowing 10 days for mailing. Hope that helps you about your question on timing, mamalawery. And thanks everyone for your input. I have decided to keep the card because I DO need to work on getting my score up. I have one card right now and I got behind at Christmas, but my taxes are depositing in around the 31st and I will catch it up. Dumb me forgot about the annual fee billing out on the November bill, so I couldn't manage the December payment. Then of course they add on overlimit and late fees. But it will clear up again in just a few weeks.