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New Contributor
mamalawery
Posts: 71
Registered: ‎03-22-2007
0

Re: credit one credit card

thanks for the update! i assumed it would be a month. i also applied for the hooters card. got approved and i received my card last week. applied to hooters 12/28. got a $600 crl. the highest line i have besides my kay's. i'll keep you posted since i applied on 12/25 i'll look on the site on 01/25.
***I was an app addict, and I'm not ashamed to say it!***
New Contributor
mamalawery
Posts: 71
Registered: ‎03-22-2007
0

Re: credit one credit card

went back online and saw app denied??? then went online just to make sure on 02/04 and saw the app was approved and my card was sent???? .....then i received my card in the mail yesterday.

 

that was confusing, lol!

***I was an app addict, and I'm not ashamed to say it!***
Valued Member
did2009
Posts: 41
Registered: ‎05-06-2009
0

Re: credit one credit card

Anybody who received this card, I'm wondering how good the card is?  What is the "usual" minimum monthly fee on this card?  I'm thinking about applying for the Platinum Visa even if it has a $200 cl and maybe after approval closing the 1st Premier because I don't like all the ridiculous fees. 
Valued Member
did2009
Posts: 41
Registered: ‎05-06-2009
0

Re: credit one credit card

Well, I was approved for this card.  It was mailed on the 28th.
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: credit one credit card

This is a good REBUILDER card.  I think you will find it expensive and be ready to move on once you've been able to qualify for other cards.  Credit One serves its purpose, but is indeed more like training wheels for building a good credit score.  

 

Best of luck to you. 

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Frequent Contributor
musikklvr
Posts: 357
Registered: ‎01-19-2009
0

Re: credit one credit card

I just applied for this one today and got approved for $200. Just using as a rebuilder. I have Orchard and have had it for 2 1/2 years, however, that's the only card I have. I've been declined for some of the main ones so I figured I'd better re-start.

 

I never knew about this one until I read these boards. So, thanks all for the wealth of information!!


Starting Score: 668
Current Score: 712
Goal Score: 750


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Frequent Contributor
musikklvr
Posts: 357
Registered: ‎01-19-2009
0

Re: credit one credit card

Just read on the boards that they charge to pay online. That's crazy. I pay everything online. I didn't read this in the terms.

Starting Score: 668
Current Score: 712
Goal Score: 750


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Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: credit one credit card


musikklvr wrote:
Just read on the boards that they charge to pay online. That's crazy. I pay everything online. I didn't read this in the terms.

 

If you use your bank's billpay to send them payment online, no charge.  If you use the CC's website to pay online, they charge you.  So just billpay from your bank.

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
BungalowMo
Posts: 4,243
Registered: ‎05-01-2008
0

Re: credit one credit card


txjohn wrote:

musikklvr wrote:
Just read on the boards that they charge to pay online. That's crazy. I pay everything online. I didn't read this in the terms.

 

If you use your bank's billpay to send them payment online, no charge.  If you use the CC's website to pay online, they charge you.  So just billpay from your bank.

 

 


Exactly!  That's what I do!  (before posting date, of course!)



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Frequent Contributor
musikklvr
Posts: 357
Registered: ‎01-19-2009
0

Re: credit one credit card

Ok. Thanks. That's what I will do.

Starting Score: 668
Current Score: 712
Goal Score: 750


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