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09-08-2012 04:57 PM
I had a Credit One card while I was rebuilding and, to be honest, it wasn't really worth it. The monthly fees, plus no grace period, plus having to pay for CLIs just make the card much more expensive than it really should be. You are better off sticking with a Capital One card or Orchard Bank. I was really happy on the day I closed Credit One and cut that card up.
So was I!! Extremely happy!!!
01-23-2013 10:37 AM
i applied and got mines no less then a week later must have had to do more research and verification on you to get you your card there not to bad i have had mines 11 months now and no problems.
07-15-2013 02:11 PM
I applied for this card on July 4th. I was instantly approved online. Recieved card in mail today 7/15/13. Quick and easy. Low CL. Curious to see if they really apply CLI as easily as other's have posted. Let you know when I get my first CLI.
07-15-2013 07:50 PM
I got this card a year ago, 6 months after my bk was discharged. Started with 500 CL and just got a 250 increase which cost me 14.95. I am planning on keeping the card one more year and then closing. I just got approved for nfcu cashrewards for 2500, hoping to get it up to 7500 within the year. The card has helped me rebuild but it will have it's time.
08-02-2013 10:41 PM
08-03-2013 09:08 AM - edited 08-03-2013 09:08 AM
i had the card prob 4-5 years - started @ 400 and when i canceled i was at 1650.00 - all Auto CLI - just had to pay some fee if i remember correctly like 20 bucks.