10-21-2013 03:39 PM - edited 10-21-2013 04:54 PM
I carry a balance. but if I charge anything, I pay half of my current balance + my current charge. When I do this, the CCC reports smaller HC for the month but shows a large payment for the month. Shouldn't the CCC report the total amount charged, plus the total amount paid that month? or would that go against me showing that I'm using too much of my credit...
I always ensure that my balance is lower than the month prior on my credit report. showing that i'm paying my current charges in full + paying my balance down. am i doing this the right way?
one cc reported... i spent $102 in the store this month... i made 2 payments totalling $65 - leaving me with a balance of $37... my plan is to pay this down to $10 to allow it to report or should i pay in full?
|Account Owner:||Individual Account.||High Credit:||$37|
|Type of Account :||Revolving||Credit Limit:||$500|
|Term Duration:||Terms Frequency:||Monthly (due every month)|
|Date Reported:||10/12/2013||Amount Past Due:|
|Date of Last Payment:||09/2013||Actual Payment Amount:||$65|
|Scheduled Payment Amount:||$25||Date of Last Activity:||10/2013|
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