credit unions--which is preferred????????

[Anonymous]

local ones or ones you hear about on here and can apply on websites??????

[Anonymous]

Local, IMO.

They tend to make special exceptions if you live nearby and you visit them in person.

[Red1Blue]

I have used Service Credit Union / Affinity Federal Credit Union. Some people had very good luck with CCCU / NASA / Sherifs. You might search the forum for CU and you would find several good posts.

[Red1Blue]

I agree with cynical. See if you can locate one local to you.

[Anonymous]

I like patelco. I just signed up with them and so far its been a good experience. If i send a fax are email asking a question they get right back to you with the answers within 12 to 24 hours. Some of the other companies i deal with takes 2 to 3 days to answer a email

[haulingthescoreup]

Here's a nice dithering reply: one of each!

The CU's with national presence seem to have a lot of money available for big CL's. But local ones are very approachable, and many will give you much quicker approvals than the big guys, who seem to get backed up periodically.

I belong to both USAA (works like a CU) and to a local one, and we do lots of business with both.

[Anonymous]

if you have access to navy federal credit or usaa federal bank you'd be set

[MidnightVoice]

My local one is really good - that is always a good place to start

[Anonymous]

Local CU is the way to go -

The only bad thing about my CU is it's across the street from Home Depot.

[Anonymous]

do we need to have an account(savings,checkings) with that particular CU to apply for a CC.

I have sa&ca with DCU,

can I apply for a cc with Liberty Savings Federal Credit Union which is located near to my place.