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creditcards.com suggestions

Established Member

creditcards.com suggestions

So...I was declined last month for an Amex Delta Gold and Gold charge.  Three weeks later credicards.com is saying that I have a good shot of being approved for the Gold, Delta Gold, and Blue.  I was wondering, what does anyone think about this site?  I've used it previously and I the Cap One Venture and Cash Rewards always pop up.  This is the first time I have seen AMEX on there.  Also, if I have a shot of being approved now, should I call for a recon?  It hasn't been 30 days yet.  

EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Message 1 of 6
5 REPLIES
Moderator Emerita

Re: creditcards.com suggestions

With Amex, their recons are done by fax. I could be wrong but I think a change on your credit report or an error- warrants a manual review.
Someone chime in if I'm incorrect.
Message 2 of 6
Valued Contributor

Re: creditcards.com suggestions

What was the reason they declined you?  Seems like you should have a decent score, CapOne Venture isn't a rebuilder card as far as i know.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 3 of 6
Established Member

Re: creditcards.com suggestions

If I remember correctly it was because of short history, serious deliquency (zero balance charge off paid last summer), and Util % (Below 2% now).  

EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Message 4 of 6
Valued Contributor

Re: creditcards.com suggestions


kyjd-2015 wrote:

So...I was declined last month for an Amex Delta Gold and Gold charge.  Three weeks later credicards.com is saying that I have a good shot of being approved for the Gold, Delta Gold, and Blue.  I was wondering, what does anyone think about this site?  I've used it previously and I the Cap One Venture and Cash Rewards always pop up.  This is the first time I have seen AMEX on there.  Also, if I have a shot of being approved now, should I call for a recon?  It hasn't been 30 days yet.  


In a nutshell....not much!  Purely for entertainment purposes.  In addition to a Student card, it recommends 3 First Premier cards for me.  Not a chance in...well...you know...!

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 5 of 6
Highlighted
Senior Contributor

Re: creditcards.com suggestions

Thom- is your Discover the NYC skyline?!?
If so, mine is too!! Haha


And yeah, I get fpb as a suggested card too. I would never get this card!!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 6