Credit Cards

[beenthere]

I'm just now getting pre-approvals in the mail. Got an offer for 7.99% yesterday. Grabbed it. Got this offer today. "UP TO $1500!!! @ 23.9%! " Sounded like a Yugo with a valve knock when it went through the shredder.

Message Edited by beenthere on 07-05-2008 04:09 PM

[FaircreditguyFL]

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beenthere wrote:

I'm just now getting pre-approvals in the mail. Got an offer for 7.99% yesterday. Grabbed it. Got this offer today. "UP TO $1500!!! @ 23.9%! " Sounded like a Yugo with a valve knock when it went through the shredder.

Message Edited by beenthere on 07-05-2008 04:09 PM

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too funny! CreditOne is NOT a bank (no matter what they tell you)... they are owned by a collection agency. I won't say stay away as they will report to the 3 CRAs. I would highly recommend to PIF monthly.

[contractor]

I actually have a 2K CL with Creditwon, It's socked but I exercise it occasionally. Keeping it a while longer since it has my puppy's picture on it. They are good for what they do, once you outgrow them, they are useless.

[llecs]

FaircreditguyFL wrote:

too funny! CreditOne is NOT a bank (no matter what they tell you)... they are owned by a collection agency. I won't say stay away as they will report to the 3 CRAs. I would highly recommend to PIF monthly.

Owned by a CA? Which one? Scary stuff...I wonder if they hire themselves.

Both DW and I have accounts with them. Not too bad. Definitely not for a long-term relationship.

[FaircreditguyFL]

Sherman Financial Group

[llecs]

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FaircreditguyFL wrote:
Sherman Financial Group

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Thanks......they are a pain in the rump to deal with.

[FaircreditguyFL]

Good if you are rebuilding/establishing credit as there too many other choices. However, I wouldn't trust them.

They serve a purpose but, as soon as you are able, ditch them!

[carlos1102]

i have credit one for almost 1 year now it is not bad for sub-prime. they dont have crazy fees like first premier. they give me 800 cl six moths later called to get a cli the csr say i can give you 100 cli but there is a 30 fee i said no thank i am clossing that cc soon anyhow.