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Established Contributor
Posts: 562
Registered: ‎06-02-2012
0

current member app for amex!

I called and asked for an increase on one of our chase cards and then. applied for the bcp. Got a credit karma alert, I know its a FAKO but I still watch it. Look at the drop from 1 inquiryscore drop.jpg

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Established Contributor
Posts: 562
Registered: ‎06-02-2012
0

Re: current member app for amex!

oh btw the app is still pending

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: current member app for amex!

Ck has my TU at 646 and last walmart score was 701 so yeah..
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: current member app for amex!

Thats the first time I've seen Chase pull TU. 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: current member app for amex!


Bobert22 wrote:

Thats the first time I've seen Chase pull TU. 


They'll pull whatever bureau you ask them to look at.

Established Contributor
Posts: 562
Registered: ‎06-02-2012
0

Re: current member app for amex!

thats not completly true. Chase Has a cra chosen for each card that they have, they always pulled eq but the manager of UW said that most jp cards go eq, the csp-cs will go tu now and that the priority club goes tu. and then... they can pull an alternate for you at your request. But as of 2/15/13 she said alot changed. Something about moving credit betweeen joint cards and then the report they pull as a primary was assigned. She said not a big deal but they did it to get some deverisfied information on card holders. I said good luck because we have a few cards with you and others that dont report at all ha ha!!! she laughed and said they werent worried about us, kinda made me feel good

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: current member app for amex!


swpopham wrote:

thats not completly true. Chase Has a cra chosen for each card that they have, they always pulled eq but the manager of UW said that most jp cards go eq, the csp-cs will go tu now and that the priority club goes tu. and then... they can pull an alternate for you at your request. But as of 2/15/13 she said alot changed. Something about moving credit betweeen joint cards and then the report they pull as a primary was assigned. She said not a big deal but they did it to get some deverisfied information on card holders. I said good luck because we have a few cards with you and others that dont report at all ha ha!!! she laughed and said they werent worried about us, kinda made me feel good


Interesting. 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Moderator Emeritus
Posts: 14,399
Registered: ‎12-30-2011
0

Re: current member app for amex!


swpopham wrote:

thats not completly true. Chase Has a cra chosen for each card that they have, they always pulled eq but the manager of UW said that most jp cards go eq, the csp-cs will go tu now and that the priority club goes tu. and then... they can pull an alternate for you at your request. But as of 2/15/13 she said alot changed. Something about moving credit betweeen joint cards and then the report they pull as a primary was assigned. She said not a big deal but they did it to get some deverisfied information on card holders. I said good luck because we have a few cards with you and others that dont report at all ha ha!!! she laughed and said they werent worried about us, kinda made me feel good


I don't know why they stated that; however, that's not accurate from anecdotal reports, or even close to it.  A cursory check of the credit pulls databases demonstrates that's not the case.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 693, EQ 8 714, TU 8 710, EX 8 724 (05/27/16)
Goal Score: 700 on EQ 04 (01/01/17)


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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: current member app for amex!

I apped for the csp couple days ago and they pulled EX
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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