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Barclaycard® Rewards MasterCard - Average Credit the one from my fico website.
5 months old acc.
@polskboy wrote:5 months old acc.
It's probably because the accounts are too new? They're not fans of a bunch of new accounts (not sure when exactly they would consider an account not new but up to a year is definitely new)
Don't feel bad
I got my denial letter from Barclay on Saturday
TU - 715
AAoA - 4.5 years
Util 17%
Reasons for denial - Too many recent inquries and Too many new accounts
I have 8 accounts reporting that are 1-4 months old, 2 that are 9 months old and one that just turned 1 year. My auto loan is also only 9 months old.
If you are interested in Barclay's give it time. Let your new accounts age and then you can reapply when they are closer to a year old.
Have you checked Chase's or Discover's website to see if you're prequalifed for Freedom or IT?